Business Accounts & Cash Management
Simplify your company's financial management with our tailored packages: unlimited transfers, automated payroll, smart cash flow tools, and dedicated support from our advisors.
100 %
Unlimited electronic debits and deposits
0 $
Business account opening fee
24/7
Multi-user access management
Direct
Direct expert line:
Our Business Account Solutions
Select the business account tailored to your industry and growth pace.
Digital Business Account
Designed for modern entrepreneurs, freelancers, and online businesses.
- Unlimited online transactions : Debits, electronic transfers, and online receipts with no per-transaction fees
- Smart mobile deposits : Capture and deposit cheques instantly from the mobile app
- Interac e-Transfers® included : Package of free monthly Interac e-Transfers®
Flexible Business Account
The ideal balance for retail stores, shops, and local SMBs.
- Discounted transaction fees : Preferential pricing on web, mobile, and branch transactions
- Cash management : Streamlined secure cash and coin deposit services
- Multi-card access : Issue business debit cards with customizable spending limits for associates
Corporate Business Account
Ideal for high-volume enterprises, franchises, and corporate networks.
- All transactions unlimited : Unlimited volume for debits, credits, and deposits online or in-branch
- Bulk Interac e-Transfers® : High-capacity Interac e-Transfer® bundle for supplier and payroll payments
- Free cash deposits : Generous allowance on cash deposits and processing
Find the Right Account in 3 Clicks
Select your primary business need and receive a tailored recommendation from our experts.
Tools and Guides to Grow Your Business
Take advantage of our financial analyses, management templates, and practical guides to lead your company with confidence.
Need Customized Support?
Our account managers will evaluate your cash flows to recommend the most cost-effective banking structure.
Frequently Asked Questions — Business Accounts
Q. How do I open a business account online?
The process is completed entirely on our website. Have your company's registration documents (Business Number/articles) and directors' government ID ready to submit your request in minutes.
Q. What documents are required to open an account?
You need your official registration documents (Business Number / BN), certificate of incorporation, and a valid government-issued photo ID.
Q. Can I grant custom access to my accountant or employees?
Yes, our business accounts include multi-user access management. You can strictly control transaction limits and permissions for each team member.
Q. Do you offer merchant payment terminals and business credit cards?
Absolutely. We offer corporate credit cards with rewards programs as well as integrated physical and online merchant POS terminals.
Q. Are my business account funds protected?
Yes, your business accounts benefit from regulatory deposit protection and enhanced anti-fraud security protocols.
Q. Is it mandatory to have a separate business account?
It is strongly recommended to separate personal and business expenses to simplify accounting, tax filings, and build credibility with partners and lenders.
Empower Your Business with Our Banking Solutions
Submit your online business account application today.